Servicios | Legacy

Services

Insurance Lines

We offer different types of insurance to cover your needs and provide the security you're looking for for yourself and your loved ones. We help you build scenarios to measure the impact of your decisions and ensure solid long-term performance.

Savings-linked life insurance

IUL (Index Universal Life) — Indexed Universal Life Insurance

Permanent life insurance that combines death benefit protection with a cash value account whose performance is linked to stock market indices (without direct stock investment). It offers flexible premiums and death benefits, potential savings growth with protection against market downturns, and the option to access accumulated value through loans or withdrawals.

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Term Life Insurance (Without Savings)

Top-tier healthcare with global coverage.

Protect your well-being and that of your loved ones with access to the best medical institutions in the world. This service gives you the peace of mind of having financial backing in the event of illness or accidents, covering specialized treatments and hospitalization so you can focus on enjoying the present.

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Term Life Insurance

Temporal and economic coverage

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15-Year Term

Fixed coverage for 15 years. Ideal for covering short-to-medium-term obligations (loans, short-term mortgages, income protection during the early stages of a family).

20-Year Term

Coverage for 20 years. Recommended for families needing stable protection while children grow up or to cover medium-term debts and financial obligations.

30-Year Term

Coverage for 30 years. Preferred by those seeking long-term protection (large mortgages, children's education, estate planning) with generally competitive premiums.

35-Year Term

Coverage for 35 years. Suitable for securing prolonged stages of financial responsibility or for those who want the longest available term protection duration with fixed premiums.

Common Benefits
* Fixed premiums throughout the contracted term.
* Payout of the sum insured in the event of death within the term.
* Option to renew or convert to a permanent policy depending on conditions.

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Disability insurance

Income Protection for Incapacity

Coverage that partially or fully replaces your income if you become temporarily or permanently disabled to work due to illness or accident. It guarantees financial continuity for daily expenses, mortgages, and obligations while you receive treatment or readjust.

Key Benefits
* Monthly payout for partial or total disability.
* Elimination periods and duration depending on the policy (short, medium, or long term).
Protection against income loss independent of other benefits (social security, compensation).

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